Lajkto Credit Terms

Credit is designed as a closed internal accounting unit usable only for Lajkto services and digital content. It cannot be transferred between users or generally withdrawn as cash. Before public launch, the operator must obtain a legal assessment of whether the actual top-up, usage and refund model falls within payment-services or electronic-money regulation.

Unused paid top-ups may be submitted for review. Where a monetary refund is required or approved it is returned through the original payment route after payment and usage verification. Approved product refunds normally restore credit and may revoke licences or access. Promotional credits are not cash-redeemable.